Ms. Daksha Choudhary, holds an M.Com. in Accountancy, an M.Phil. in Commerce, and is UGC-NET qualified in Commerce. Currently pursuing her Ph.D. in Accountancy from the University of Mumbai, she serves as an Assistant Professor and Program Coordinator for the B.Com. (Accounting and Finance) department at Thakur Ramnarayan College of Arts and Commerce, affiliated with the University of Mumbai. With over 8 years of teaching experience at the degree college level, she is a dedicated academic. She is also a Life Member of the Indian Accounting Association Thane Branch and has authored numerous research papers published in peer-reviewed, UGC-approved, and CARE listed journals.

Ms. Divya Gautam, currently serving as an Assistant Professor of BMS at Jnan Vikas Mandal’s Degree College, affiliated with the University of Mumbai, brings over a decade of experience in Finance and Accountancy. She is actively pursuing a Ph.D. in Business Administration, holding qualifications including MH-SET, M.Phil in Commerce, and M.Com. in Accountancy. Her research interests encompass various domains within her expertise, such as finance, accountancy, and marketing. She has authored numerous articles published in peer-reviewed, UGC-approved, and CARE listed journals, along with contributing to books and chapters, thereby enriching the discourse in Accountancy and Finance. Additionally, she holds a Life Membership with the Indian Accounting Association (IAA) Thane Branch.